Free template

Roofing supplement letter template

Copy the letter, fill in the brackets, and send it with your measurement report and photos. Below it are the five things that get supplements approved faster.

Supplement cover letter
{Your company name}
{Address} · {Phone} · {Email}
{Date}

To: {Carrier name}, Claims Department
Attn: {Adjuster name}
Claim number: {Claim #}    Policy number: {Policy #}
Insured: {Homeowner name}
Property: {Street, City, State ZIP}
Date of loss: {Date}    Type of loss: {Hail / Wind}

Re: Supplement request for roof replacement scope

Dear {Adjuster name},

We are the roofing contractor for the property above. While preparing to complete the roof replacement in your estimate dated {estimate date}, we found items that are required to complete the work but are missing or short on the estimate.

Each item below lists the quantity on your estimate, the quantity required from the measurement report, and the code or manufacturer requirement. Prices use the unit prices already on your estimate where a matching line exists.

1. Drip edge: estimate 0 LF, required {eaves + rakes} LF. IRC R905.2.8.5 requires drip edge at eaves and rakes.
2. Starter course: estimate {x} LF, required {eaves + rakes} LF. Required by the shingle manufacturer's installation instructions.
3. Steep-slope charge, removal: estimate 0 SQ, required {x} SQ at {pitch}. Applies to removal as well as installation.
4. {Item}: estimate {x}, required {y}. {Code or reason}.

Total supplement requested: ${total} (before overhead and profit).

Attached:
- Measurement report ({EagleView / Hover / other}), report #{number}
- Photos of each item, labeled by slope
- Code references and manufacturer instructions
- Line-item breakdown with quantities and unit prices

Please review and issue a revised estimate. We are glad to meet on site if a re-inspection is needed. Contact me at {phone} or {email}.

Sincerely,
{Your name}
{Title}, {Company name}

Skip the blanks. ClaimGap reads the carrier estimate and your measurement report, fills in every missing line with quantities, prices and citations, and exports this letter as a finished PDF packet.

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What gets supplements approved

  1. 1

    One item per line, with numbers

    Carrier quantity, required quantity, unit, and the source of the required number. Adjusters approve math faster than arguments.

  2. 2

    Cite the code or the manufacturer

    IRC sections for drip edge, ice barrier and flashing; the shingle manufacturer's instructions for starter and ridge cap. Attach the page.

  3. 3

    Use the carrier's own prices

    Price missing items with unit prices already on the carrier's estimate. It is the hardest number to argue with.

  4. 4

    Attach photos labeled by slope

    One photo per item: the pipe boot, the sidewall, the bare eave with no drip edge.

  5. 5

    Stay in your lane

    Describe the scope of work you need to complete the job. Don't negotiate coverage or settlement for the homeowner; several states restrict contractors from doing that.

Not sure which items are missing? Use the supplement checklist or the supplement calculator.

General information for roofing contractors documenting their scope of work. Not legal advice.

Run your first claim free.

Upload a carrier estimate you already have, even one from a claim you closed. If ClaimGap finds nothing, you paid nothing.