Roofing supplement guides
Commonly missed items on roof insurance claims
Each guide covers why the item gets left off, the code or manufacturer requirement behind it, how to measure it, and what to put in the supplement.
Drip edge
Is drip edge covered on a roof insurance claim?
Why adjusters leave drip edge off hail and wind estimates, the IRC code that requires it, and how to document it in a roofing supplement.
Starter strip
Starter strip on a roof insurance claim: eaves and rakes
Starter course is required by every major shingle manufacturer. Here is why it gets shorted on carrier estimates and how to supplement it.
Ice & water shield
Ice and water shield on an insurance roof claim: when it's required
IRC R905.1.2 requires an ice barrier in areas with a history of ice damming. Which states adopt it, how to measure it, and how to supplement it.
Step flashing
Step flashing on a roof claim: why it must be replaced
Step flashing can't be reused under new shingles. Here is how to measure and supplement it when the carrier estimate leaves it off.
Pipe boots
Pipe boot replacement on a roof insurance claim
Pipe jacks and boots are replaced with the roof. How to count them, document them, and supplement the ones the adjuster missed.
Steep and high-roof charges
Steep roof and high roof charges on an insurance claim
Steep-slope charges apply at 7/12 and up, high-roof charges at two stories. Both apply to tear-off and installation. Here is how to check them.
Waste factor
Roof waste factor on an insurance claim: 10% vs 15%
Why a flat 10% waste is wrong for hip roofs and roofs with valleys, and how to support the right waste factor in a supplement.
Overhead & profit
Overhead and profit on a roofing claim: the 3-trade rule
When O&P is usually owed on a roof claim, the common 3-trade guideline, and how to request it in a supplement.